If you’ve saved into a pension throughout your working life, you’re likely planning to draw on these funds to provide you and your family with an income in retirement. One…
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Inheritance Tax (IHT) is often regarded as Britain’s most hated tax. Charged at 40% as standard, the tax comes into effect at the worst possible time while families grieve a…
In November, the Bank of England (BoE) hiked interest rates by the largest amount since 1989. The base rate has now risen eight times since December 2021, from 0.1% to…
At BlueSKY, our Chartered financial planners are supported by five “technical experts” (we call them “paraplanners”). Our paraplanners have an interesting and varied set of responsibilities, including: Preparing client reports…
Money can be one of the biggest contributors towards elevated levels of stress. Worries about your finances can lead to stress and worry while, conversely, mental health issues can lead…
The new chancellor’s “mini-Budget” in September provoked strong reaction from the markets, his own party, and even the International Monetary Fund (IMF). Some unexpected announcements resulted in market turbulence, emergency…
It would be fair to say that the recent “mini-Budget” ended up being anything but. A series of tax cuts, the reversal of both the National Insurance increase and a…
Picture the scene. You’re standing outside your daughter’s university, celebrating her graduation. As a proud smile fills your face, she and her friends fling their caps in the air to…
New research from Paragon Bank has revealed nearly 1 in 10 UK retirees have gone back to work or are thinking about doing so. The survey of 1,200 over-55s found…
Next month, more than 40,000 runners will take to the starting line for the 42nd London Marathon. Watching people from all walks of life battle their way through 26.2 miles…