Back in 2010, the Conservative/Liberal Democrat coalition government introduced the “triple lock” – a mechanism to ensure that the State Pension kept pace with the rising cost of living. Since…

It may sound slightly morbid, but have you ever considered that dead people make some of the best investors? This isn’t because they’re making sound investment decisions from beyond the…

In November, the chancellor, Jeremy Hunt, changed several tax allowances in his autumn statement. Two vital changes that you should take note of before they come into effect are reductions…

The end of the year is the perfect time to reflect on what has happened over the past 12 months. While much of the news that we consume on a…

During the autumn statement, the new chancellor announced a raft of changes and freezes to tax thresholds and allowances. You’ve already read why Inheritance Tax freezes could be a stealth…

As we come to the end of another year, it’s a good time to reflect on what has been an uncertain and sometimes worrying 12 months. Even going back to…

If you’ve saved into a pension throughout your working life, you’re likely planning to draw on these funds to provide you and your family with an income in retirement. One…

Inheritance Tax (IHT) is often regarded as Britain’s most hated tax. Charged at 40% as standard, the tax comes into effect at the worst possible time while families grieve a…

In November, the Bank of England (BoE) hiked interest rates by the largest amount since 1989. The base rate has now risen eight times since December 2021, from 0.1% to…

At BlueSKY, our Chartered financial planners are supported by five “technical experts” (we call them “paraplanners”). Our paraplanners have an interesting and varied set of responsibilities, including: Preparing client reports…