During the autumn statement, the new chancellor announced a raft of changes and freezes to tax thresholds and allowances. You’ve already read why Inheritance Tax freezes could be a stealth…
As we come to the end of another year, it’s a good time to reflect on what has been an uncertain and sometimes worrying 12 months. Even going back to…
When your clients come to divorce, dividing their assets is likely to be one of the most important – and emotive – parts of the process. While “who gets the…
If you’ve saved into a pension throughout your working life, you’re likely planning to draw on these funds to provide you and your family with an income in retirement. One…
Inheritance Tax (IHT) is often regarded as Britain’s most hated tax. Charged at 40% as standard, the tax comes into effect at the worst possible time while families grieve a…
In November, the Bank of England (BoE) hiked interest rates by the largest amount since 1989. The base rate has now risen eight times since December 2021, from 0.1% to…
From talking with divorce lawyers and mediators, we know that obtaining a Pension Sharing Report can be a lengthy process – potentially adding frustration and delay. From keeping our ear…
At BlueSKY, our Chartered financial planners are supported by five “technical experts” (we call them “paraplanners”). Our paraplanners have an interesting and varied set of responsibilities, including: Preparing client reports…
Money can be one of the biggest contributors towards elevated levels of stress. Worries about your finances can lead to stress and worry while, conversely, mental health issues can lead…
The new chancellor’s “mini-Budget” in September provoked strong reaction from the markets, his own party, and even the International Monetary Fund (IMF). Some unexpected announcements resulted in market turbulence, emergency…
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