By Mark Penston The current ‘Baby Boomer’ generation have generally made good gains from property. Many also have good company pensions, making this generation wealthier than ever before. But has…
Author: Mark Penston
Borrowing to make things good.. It’s a concern to read that debt levels are increasing again to levels seen in 2008 when the UK experienced a financial crisis. The FCA…
Changing Times? The UK stock market fell today amidst concerns that the UK economy might be in for a tough ride. Brexit uncertainty, falling retail sales and the possibility of…
Property or the stock market? We recently wrote an article on the increase in the UK’s pension wealth being greater than the increase in individual’s property wealth since 2008. As…
For many people, the thought of investing in the markets can be scary, perhaps even more so when the stock market reaches an all-time high as the UK and…
Pensions – Start saving now! The Sunday Times reveals some interesting figures on the cost of delay when starting saving towards your retirement. If you want an annual income in…
What is sustainable income? In an endeavor to simplify a complex area some financial institutions publish what they believe to be the ‘safe’ withdrawal rate that can be made from investments…
Transferring from your company pension – or not…. Recent changes in the way many final salary pension schemes are valued have led to a significant increase in the resulting values….
It’s a bit of a recurring theme I’m afraid, but then it is part of what we do! As I write we are in the busy, end of tax…
State Pension Triple Lock – A guarantee that might not be! Introduced in 2010 the Triple lock guaranteed to increase the State Pension each year by the higher of:- Inflation Average…