Victoria Joiner BA(Hons), FPFS

Chartered Financial Planner

Victoria joined the financial services industry straight after graduating with a Business Studies degree from Bristol Business School. She therefore has over 18 years’ experience in the industry with over 14 years as a financial planner. Victoria is a Chartered Financial Planner and Fellow of the Personal Finance Society, the highest accolade given by the professional body. She is also an affiliate member of Resolution and a member of the Resolution Berks and Bucks committee due to her involvement in cases regarding the financial aspects of divorce cases.

Her specialist work on estate planning as well as for those clients who are going through the divorce process are largely referred to her by Solicitors, Barristers and Accountants. The approach often taken by Victoria when advising clients is to work through their financial situation using cash-flow modelling tools taking into account their short, medium and long term aspirations. This results in a clear financial plan for the client which is then regularly tested, monitored and reviewed as circumstances inevitably change.



  • BA Hons Business Studies degree – 2:1

Professional CII qualifications

  • Fellow of the Personal Finance Society
  • Chartered Financial Planner (Advanced Financial Planning Diploma)
  • Diploma in Financial Planning
  • Certificate in Financial Planning
  • Award in Long Term Care Insurance
  • AF3 – Pension Transfers

Career History

April 2011 – to date
Chartered Financial Planner - BlueSKY Independent Financial Advisers LLP. Trading as BlueSKY Chartered Financial Planning since 2013, after being awarded the right to use the prestigious Chartered Financial Planning Firm title. All aspects of Financial Planning work undertaken.
Dec 2004 – April 2011
Chartered Financial Planning Manager – Crow Clark Whitehill Chartered Accountants, Reading. Started as a trainee adviser and over the years became manager of the financial advisory fee earning team and undertook all aspects of Financial Planning work.
Dec 2003 – Dec 2004
Paraplanner and Trainee Adviser – Ethos Financial Management, Alresford, Hampshire.
March 2001 – Dec 2003
Sales Consultant – Clerical Medical, Southampton.
July 2000 – March 2001
Group Pensions Administrator – Sun Life Financial of Canada, Basingstoke.